Payment Retry for Natura's LATAM Hispanic E-commerce

At Natura, I was the Product Designer responsible for the e-commerce experience across the Hispanic Latin American operation, covering Argentina, Chile, Colombia, Ecuador, Mexico, and Peru. Working in an international environment, I collaborated closely with the product trio, alongside Product Management and Engineering, leading initiatives in Spanish and reporting directly to the Argentina-based leadership team.

The challenge was to recover abandoned purchases following a declined payment attempt. The solution was straightforward: preserve the shopping cart so that the consultant could return to the purchase and make a new payment attempt without having to restart the entire journey. The impact became evident early in the pilot:

  • ~80% → 69% reduction in cart abandonment rate;

  • R$1.44 million in recovered sales within the first 10 days;

  • 11% of consultants with declined payments returned to complete their purchase.

01 / Summary

01 Summary
02 Project's process
03 Context
04 Problem
05 Objectives
06 My Role & Contributions
07 Understand
08 Prioritize

09 Design
10 Validate
11 Launch
12 Results
13 Evolve
14 Recognition
15 Key Learnings

Recovering purchases after payment failures

02 / Project's process

understand

>

prioritize

>

design

>

validate

>

launch

03 / Context
A payment failure shouldn't mean losing a purchase

Natura has a large direct sales operation across Latin America, where consultants use the e-commerce platform to place orders and resell products. When a payment was declined, the order remained in the purchase history, but the shopping cart could not be recovered. To try again, consultants had to rebuild the entire order. The opportunity was to preserve an existing purchase intent. The solution enabled consultants to recover their cart and make a new payment attempt without restarting the entire journey.During the pilot:

  • 80% → 69% cart abandonment rate;

  • 11% of consultants returned to complete their purchase;

  • R$1.44 million in recovered sales within the first 10 days.

04 / Problem
The cart still existed, and so did the purchase intent - but the purchase could not be completed

Before < 2025
The entire purchase was lost in the event of a payment failure.

A payment failure can happen for several reasons, such as a declined card, insufficient credit limit, or an expired payment slip. In the previous flow, the order remained in the purchase history after the payment was declined, but the cart could not be recovered. To try again, the consultant had to rebuild the entire order, and during that time, product availability or commercial conditions could change.

Before the implementation, the average cart abandonment rate was approximately 80%.

If the consultant had already selected the products and started the purchase, why make them start all over again?

E-commerce checkout flowchart showing steps from adding products to cart to order fulfillment or lost cart scenarios.
E-commerce checkout flowchart showing steps from adding products to cart to order fulfillment or lost cart scenarios.
A flowchart showing an e-commerce checkout process from adding products to cart to order fulfillment or cart recovery.
A flowchart showing an e-commerce checkout process from adding products to cart to order fulfillment or cart recovery.

After > 2025
Purchase recovery in the event of a payment failure.

05 / Objectives
Turning a payment failure into a conversion opportunity

The goal was to reduce abandonment caused by declined payments by allowing consultants to resume a purchase already in progress. The experience needed to enable them to:

  • identify orders with pending payments;

  • understand the purchase status;

  • recover previously selected products;

  • choose an alternative payment method;

  • make a new payment attempt;

  • complete the order without having to restart the entire journey.

KPIs

The primary metric was the cart abandonment rate following payment failures. We also tracked the return rate for a new payment attempt and the revenue recovered through the solution.

06 / My Role & Contributions

Product Designer from discovery to delivery

I worked as a Product Designer in close collaboration with the Product Owner, Tech Lead, Engineering, QA, and key stakeholders. My responsibilities included:

Discovery
Um ícone de caderno espiral minimalista roxo ou símbolo de bloco de notas para escrita.
Um ícone de caderno espiral minimalista roxo ou símbolo de bloco de notas para escrita.

Benchmarking and opportunity identification across the order and payment journey.

Um ícone minimalista de lupa roxa simbolizando pesquisa.
Um ícone minimalista de lupa roxa simbolizando pesquisa.
Um ícone de gráfico de barras minimalista roxo que representa análise de dados.
Um ícone de gráfico de barras minimalista roxo que representa análise de dados.
Research
Product Strategy

Conducted card sorting through Maze to define the information hierarchy within the order history.

Defined opportunities, scope, and MVP priorities in collaboration with Product and Technology teams.

Um ícone de marca de seleção roxo escuro representando sucesso.
Um ícone de marca de seleção roxo escuro representando sucesso.
Design

Designed the end-to-end journey, interfaces, states, and business rules.

Um ícone minimalista roxo escuro de um lápis escrevendo em uma linha horizontal.
Um ícone minimalista roxo escuro de um lápis escrevendo em uma linha horizontal.
Um ícone de seta do cursor do mouse roxo escuro clicando com linhas de ação radiais.
Um ícone de seta do cursor do mouse roxo escuro clicando com linhas de ação radiais.
Validation
Accessibility

Adapted the experience to account for country-specific contexts, time zones, payment methods, and integration constraints.

Validated accessibility requirements with a visually impaired QA and documented implementation guidelines.

Mapa codificado por cores da América Latina.
Mapa codificado por cores da América Latina.
Latin America - LATAM

Conducted usability testing with consultants from different countries, in Spanish.

07 / Understand
Benchmarking

We analyzed experiences from other direct-selling brands to understand how they structured orders, order history, and payments, and to identify opportunities for Natura.

Card Sorting

We conducted an unmoderated card sorting study through Maze to understand which order history information was most relevant to consultants. The resulting groupings helped define the information hierarchy for the experience.

Interface de pesquisa do usuário mostrando um convite de atividade de classificação de cartões.
Interface de pesquisa do usuário mostrando um convite de atividade de classificação de cartões.
Interface de usuário para um estudo de classificação de cartões em espanhol.
Interface de usuário para um estudo de classificação de cartões em espanhol.
nterface do usuário mostrando um exercício de classificação de cartões com itens como Tasas.
nterface do usuário mostrando um exercício de classificação de cartões com itens como Tasas.

Maze flow illustrating the unmoderated card sorting study conducted with consultants.

An experience for different LATAM markets

The project supported Natura's Hispanic operations across Latin America. Therefore, the research included consultants from different countries, profiles, and age groups, with sessions conducted in Spanish and adapted to each market's time zone.

Numbers & Context

2.8M+

consultants across Latin America.

Multiple time zones

countries represented in testing.

5+

research language.

Spanish

considered during validation.

⚠️NDA notice: The information presented in this case study was recreated exclusively for portfolio purposes. It does not contain confidential or real data related to clients, consultants, pricing, product codes, or proprietary business content. Possible names, documents, and other information are fictional and used solely for illustrative purposes. The layout was intentionally redesigned and does not fully reflect Gaya, Natura's current Design System.

Uma tela de confirmação com uma marca de seleção verde e uma mensagem de agradecimento.
Uma tela de confirmação com uma marca de seleção verde e uma mensagem de agradecimento.
08 / Prioritize

The solution needed to balance consultants' needs with the technical and integration constraints of each market. Therefore, we defined what should deliver value in the MVP and what could evolve over time.

Prioritizing Cart Recovery

The main opportunity was to preserve the cart after a payment failure. Instead of rebuilding the entire purchase: payment declined → Cart preserved → New payment attempt. This decision directly addressed abandonment without unnecessarily expanding the scope.

Payment Methods

For the MVP, we prioritized credit cards, debit cards, payment slips, and payment links. Regional payment methods were left for future iterations, as they required market-specific integrations.

Post-Payment Tracking

Order tracking was kept out of the MVP because it depended on integrations with carriers and postal services in each country. The priority was to address the highest-impact opportunity first: recovering purchases after payment failures.

09 / Design
The solution: preserve the purchase instead of rebuilding it

Payment declined

Cart preserved

Order awaiting payment

Resume purchase

Choose a new payment method

Payment approved

New Flow

When a payment was declined, the cart remained available in the order history. The consultant could resume the purchase and choose an alternative payment method.

Diagrama de fluxo do usuário mostrando o processo de checkout e as telas de pagamento.
Diagrama de fluxo do usuário mostrando o processo de checkout e as telas de pagamento.

Purchase and payment flow across mobile and web interfaces, 2025.

Um painel de consultor de beleza da Natura na tela de um laptop mostrando um resumo do pedido.
Um painel de consultor de beleza da Natura na tela de um laptop mostrando um resumo do pedido.
Designing for exceptions

Between payment attempts, products or commercial conditions could change. The experience needed to communicate these changes and, whenever possible, offer alternatives when products:

  • became unavailable;

  • were no longer part of a promotion;

  • had changes in stock availability;

  • had different conditions from the original purchase.

10 / Validate
The experience needed to be clear for different consultant profiles

During the project, Gaya, Natura's Design System, was undergoing a redesign to meet WCAG AAA standards. I worked with a visually impaired QA professional to validate specifications and identify accessibility considerations throughout development. I also created an accessibility glossary and documented guidelines to support implementation.

The validation helped identify and address clarity issues before implementation.

A group of diverse professionals participating in a video conference call with a side chat panel for remote collaboration.
A group of diverse professionals participating in a video conference call with a side chat panel for remote collaboration.

Usability tests were conducted in a moderated format via Teams.

Image credit: Microsoft

Accessibility Was Also Part of the Process

Moderated usability tests were conducted via Teams to evaluate whether consultants could:

  1. find an order with a pending payment;

  2. understand its status;

  3. identify the option to resume the purchase;

  4. recover the cart;

  5. choose an alternative payment method;

  6. complete the purchase.

Um documento detalhado de especificação de acessibilidade de aplicativos móveis.
Um documento detalhado de especificação de acessibilidade de aplicativos móveis.

Accessibility glossary and specifications.

11 / Launch

The solution was initially made available to Gold and Diamond-level consultants, representing approximately 3% to 5% of the network. Based on a consultant base of more than 2.8 million across Latin America, the pilot represented an estimated:

85,000 to 140,000 consultants

The controlled launch allowed us to evaluate the solution's impact before a broader rollout.

12 / Results

The new experience had a direct impact on recovering purchases after payment failures. 80% → 69% cart abandonment rate. Enabling cart recovery transformed an interrupted purchase into a new conversion opportunity. The results reflect participating consultants from the Gold and Diamond levels.

11% of consultants returned

in recovered sales within the first 10 days of the pilot.

R$1.44 million in recovered sales

of consultants returned for a new payment attempt and completed their purchase.

13 / Evolve

The first version addressed the primary opportunity while also creating clear paths for future evolution.

Regional Payment Methods

Expand the payment retry experience to support market-specific payment methods across LATAM.

Add order tracking through integrations with carriers and postal services.

Logistics Integrations

Expand the solution to a broader consultant base following pilot validation.

Scale
14 / Recognition

At the end of the project, I received recognition from the e-commerce squad's Design Lead for the results achieved: a handwritten card with the message: "Just as flowers transform the landscape, your dedication transformed our team. Thank you for everything!"

(Featuring Selín, the mascot of the e-commerce squads.)

Ilustração de personagem segurando um buquê de flores em um estilo de arte pastel a óleo texturizado
Ilustração de personagem segurando um buquê de flores em um estilo de arte pastel a óleo texturizado
Nota de agradecimento manuscrita em português de Lara a Fernanda elogiando sua dedicação à equipe.
Nota de agradecimento manuscrita em português de Lara a Fernanda elogiando sua dedicação à equipe.
15 / Key Learnings

Recovering an existing intent can be more effective than starting a new journey: Consultants had already demonstrated purchase intent. Preserving that state reduced the effort required to resume the purchase and turned an operational failure into a new conversion opportunity.

LATAM is more than translating content into Spanish: Designing for different markets requires considering language, time zones, payment methods, integrations, and user profiles.

An MVP is also a product decision: Not every opportunity needs to be addressed in the first version. Prioritizing what delivers immediate value helped maintain focus on purchase recovery.

Accessibility must be part of the process: Collaborating with a visually impaired QA professional reinforced the importance of translating accessibility requirements into actionable guidance for both design and implementation.

Thank you.

Fernanda Abarca, 2026